Experience That ConnectsStrategy With Execution.

Rubina Kazmi, Founder of Fin Elevate Technologies Inc.

Rubina Kazmi

Founder · Fin Elevate Technologies Inc.

Leadership

A banking leader, building at the intersection of finance & technology.

Rubina Kazmi is the founder of Fin Elevate Technologies Inc., a Dubai-based business development leader with approximately two decades of retail banking experience. Her career spans senior roles across major financial institutions, with deep expertise in international and cross-border banking, affluent and wealth distribution, strategic partnerships, new-client acquisition and employee banking.

She currently serves as Head of Affluent Wealth Distribution & Business Development at Standard Chartered Bank in Dubai, where she formulates business strategy for new business development, trains Wealth RMs on Islamic wealth products, drives AUM across EMEA — including the UAE, Bahrain, Kenya, Nigeria and Jersey-UK — and oversees compliance and Shariah governance.

Previously, as Head of the Employee Banking Program at Emirates Islamic Bank, she built RM coverage and collaboration models, strengthened corporate banking collaboration, developed employee banking MI dashboards, and championed financial inclusion, financial literacy and FX preferential pricing campaigns.

Her earlier career at HSBC included leading International Corridors & New Client Acquisitions for EMEA, delivering 2.5× growth in International Business between 2017 and 2022, managing NRI, Expat and Egypt desks alongside International Banking Centers in India and Egypt, and leading UAE–India corridor initiatives with government and industry bodies. She also led Premier Services & Premier Direct (Virtual Relationship Management), managing 30,000 Premier customers through virtual channels.

Fin Elevate brings this institutional financial experience — revenue growth, customer acquisition, customer experience, CRM, partnerships and regional leadership — into technology-enabled business transformation for organizations across sectors.

Career Timeline

Two decades of banking leadership.

01 — TIMELINE
Feb 2026 — Present

Head of Affluent Wealth Distribution & Business Development

Standard Chartered Bank · Dubai

Formulates business strategy for new business development. Trains Wealth RMs on Islamic wealth products. Drives AUM across EMEA — UAE, Bahrain, Kenya, Nigeria and Jersey-UK. Oversees compliance and Shariah governance.

Apr 2023 — Jan 2026

Head of Employee Banking Program

Emirates Islamic Bank · Dubai

Built RM coverage and collaboration models and strengthened corporate banking collaboration. Developed employee banking MI dashboards. Championed financial inclusion and financial literacy, and led FX preferential pricing campaigns.

Oct 2017 — Jul 2022

Head of International Corridors & New Client Acquisitions — EMEA

HSBC Wealth & Personal Banking · Dubai

Delivered 2.5× growth in International Business (2017–2022) and supported ~10,000 annual inbound/outbound international account-opening referrals. Managed NRI, Expat and Egypt desks (20 FTEs) plus International Banking Centers in India and Egypt. Led UAE–India corridor work with DET, FICCI and the India Consulate, conducted 40+ Expo-related events, and ran Elevate Pitch sessions supporting 700+ startups. Employee Banking Solutions contribution rose from 47% (2019) to 60% (2022); EBS sector strategy spanned 6 MEA markets.

Feb 2012 — Oct 2017

Senior Manager, Premier Services & Premier Direct — Virtual Relationship Management

HSBC · Dubai

Led virtual relationship management for 30,000 Premier customers through the virtual channel, advancing digital and remote customer management at scale.

Sep 2008 — Feb 2012

Regional Call Center Manager

HSBC · Dubai

Led regional call center operations, achieving 85%+ global mystery shopping scores.

2007 — 2008

Telemarketing Manager

HSBC

Managed outbound sales and acquisition teams driving retail banking growth.

2004 — 2007

Telemarketing Officer

HSBC

Started in direct customer acquisition — the foundation of a career in business development.

1990 — 1994

Bachelor's in Economics

Karachi University

Undergraduate foundation in economics, shaping a career at the intersection of finance and strategy.

Expertise

Depth across every lever of growth.

02 — EXPERTISE
Retail BankingWealth DistributionBusiness DevelopmentInternational BankingCross-Border BankingNew Client AcquisitionEmployee BankingPriority BankingStrategic PartnershipsAlliancesCustomer ExperienceCRMFinancial InclusionAML / CDD / KYCComplianceBusiness StrategyVirtual Relationship ManagementCustomer JourneysInternational CorridorsRevenue GrowthLeadershipStakeholder Management
Selected Experience

Impact, measured.

03 — IMPACT
0
Growth in International Business between 2017–2022
From Rubina Kazmi's prior professional career
0
Annual inbound/outbound international account-opening referrals supported
From Rubina Kazmi's prior professional career
47% → 60%
Employee Banking Solutions contribution to overall Retail Banking acquisitions, 2019 → 2022
From Rubina Kazmi's prior professional career
0
Startups supported through Expo-related Elevate Pitch sessions
From Rubina Kazmi's prior professional career
How We Work

A disciplined engagement journey.

04 — METHOD
01

DISCOVER

Understand the organization, its challenges and its opportunities.

02

DIAGNOSE

Identify operational, commercial and technology gaps.

03

DESIGN

Build the transformation or growth roadmap.

04

BUILD

Develop systems, workflows and capabilities.

05

DEPLOY

Implement into business operations.

06

MEASURE

Track business outcomes.

07

ELEVATE

Continuously optimize and expand.

Begin

What Could We Elevate Together?

Institutional experience, entrepreneurial energy, intelligent technology — at your disposal.

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