Experience That ConnectsStrategy With Execution.
Rubina Kazmi
Founder · Fin Elevate Technologies Inc.
A banking leader, building at the intersection of finance & technology.
Rubina Kazmi is the founder of Fin Elevate Technologies Inc., a Dubai-based business development leader with approximately two decades of retail banking experience. Her career spans senior roles across major financial institutions, with deep expertise in international and cross-border banking, affluent and wealth distribution, strategic partnerships, new-client acquisition and employee banking.
She currently serves as Head of Affluent Wealth Distribution & Business Development at Standard Chartered Bank in Dubai, where she formulates business strategy for new business development, trains Wealth RMs on Islamic wealth products, drives AUM across EMEA — including the UAE, Bahrain, Kenya, Nigeria and Jersey-UK — and oversees compliance and Shariah governance.
Previously, as Head of the Employee Banking Program at Emirates Islamic Bank, she built RM coverage and collaboration models, strengthened corporate banking collaboration, developed employee banking MI dashboards, and championed financial inclusion, financial literacy and FX preferential pricing campaigns.
Her earlier career at HSBC included leading International Corridors & New Client Acquisitions for EMEA, delivering 2.5× growth in International Business between 2017 and 2022, managing NRI, Expat and Egypt desks alongside International Banking Centers in India and Egypt, and leading UAE–India corridor initiatives with government and industry bodies. She also led Premier Services & Premier Direct (Virtual Relationship Management), managing 30,000 Premier customers through virtual channels.
Fin Elevate brings this institutional financial experience — revenue growth, customer acquisition, customer experience, CRM, partnerships and regional leadership — into technology-enabled business transformation for organizations across sectors.
Two decades of banking leadership.
Head of Affluent Wealth Distribution & Business Development
Formulates business strategy for new business development. Trains Wealth RMs on Islamic wealth products. Drives AUM across EMEA — UAE, Bahrain, Kenya, Nigeria and Jersey-UK. Oversees compliance and Shariah governance.
Head of Employee Banking Program
Built RM coverage and collaboration models and strengthened corporate banking collaboration. Developed employee banking MI dashboards. Championed financial inclusion and financial literacy, and led FX preferential pricing campaigns.
Head of International Corridors & New Client Acquisitions — EMEA
Delivered 2.5× growth in International Business (2017–2022) and supported ~10,000 annual inbound/outbound international account-opening referrals. Managed NRI, Expat and Egypt desks (20 FTEs) plus International Banking Centers in India and Egypt. Led UAE–India corridor work with DET, FICCI and the India Consulate, conducted 40+ Expo-related events, and ran Elevate Pitch sessions supporting 700+ startups. Employee Banking Solutions contribution rose from 47% (2019) to 60% (2022); EBS sector strategy spanned 6 MEA markets.
Senior Manager, Premier Services & Premier Direct — Virtual Relationship Management
Led virtual relationship management for 30,000 Premier customers through the virtual channel, advancing digital and remote customer management at scale.
Regional Call Center Manager
Led regional call center operations, achieving 85%+ global mystery shopping scores.
Telemarketing Manager
Managed outbound sales and acquisition teams driving retail banking growth.
Telemarketing Officer
Started in direct customer acquisition — the foundation of a career in business development.
Bachelor's in Economics
Undergraduate foundation in economics, shaping a career at the intersection of finance and strategy.
Depth across every lever of growth.
Impact, measured.
A disciplined engagement journey.
DISCOVER
Understand the organization, its challenges and its opportunities.
DIAGNOSE
Identify operational, commercial and technology gaps.
DESIGN
Build the transformation or growth roadmap.
BUILD
Develop systems, workflows and capabilities.
DEPLOY
Implement into business operations.
MEASURE
Track business outcomes.
ELEVATE
Continuously optimize and expand.
What Could We Elevate Together?
Institutional experience, entrepreneurial energy, intelligent technology — at your disposal.
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